A
total of 21 buyers of the project in Cheung Sha Wan failed to complete
transactions they agreed to in 2020, says Twin City Holdings
The
number of terminations in one day is among the highest in memory and
may be a sign of more to come in a soft market, one agent says
The developer of The Vertex,
a housing development in Hong Kong’s Cheung Sha Wan district,
terminated 21 flat purchases on Tuesday as the would-be buyers failed to
complete their transactions, forfeiting a total of HK$8.83 million
(US$1.1 million) in deposits.
The number of terminated deals in a single day was among the highest in memory, and the Hong Kong housing market may see more abandoned purchases given an outlook that calls for falling prices amid rising mortgage rates, a broker said.
Developer
Twin City Holdings, a wholly owned subsidiary of VMS Group, said it
notified the 21 buyers about the termination of the transactions and the
forfeit of their 5 per cent deposits on Tuesday.
The Vertex
went on sale in 2019. The 21 buyers had agreed between April and
December of 2020 to buy units ranging in size from 224 square feet to
517 sq ft for between HK$5.6 million and HK$12.1 million, according to
government records.
The
developer terminated the deals because the buyers “could not be
contacted or did not apply for the developer’s mortgage scheme, or
indicated that their intention was to not complete the transaction,”
according to the developer’s statement on Tuesday.
Embattled China Evergrande Group developed The Vertex, but reportedly sold its share to partner VMS Group last November. Before the change of ownership, Evergrande faced a conflict with agents over unpaid commissions, which was resolved after VMS Group took over. The developer started to deliver homes to buyers in May.
“It
is one of the highest numbers of cancellation cases to happen on the
same day in a project,” a property agent said. “There will likely be
more buyers walking away from their purchases at a time when home prices
are heading for a downward trend.”
Prices for Hong Kong homes
in the mass-market category (homes of less than 69.9 square metres) are
expected to fall as much as 10 per cent this year, driven by an upwards
trend in interest rates, according to another agency.
The
average mortgage rate will continue to rise through the remainder of
the year, driving the capital value of mass residential properties to
drop 5 per cent to 10 per cent this year, agent said.
The
Hong Kong Monetary Authority (HKMA), the city’s de facto central bank,
has raised rates in tune with the US Federal Reserve. Based on the
current Hibor, or the Hong Kong Interbank Offered Rate, the actual
mortgage interest rate for some mortgages has risen to more than 2.1 per
cent, hitting the highest level in more than two years.
All of the 21 buyers at The Vertex
selected a staged payment scheme, meaning they would need to arrange
mortgage loans to pay the outstanding balance of as much as 90 per cent
of the purchase price when the flats were ready for delivery.
Earlier
this month, about 20 buyers who had opted for the developer’s mortgage
plan protested that after the development changed ownership last
November, the developer reduced the amount that could be mortgaged from
90 per cent to 80 per cent.
Twin
City, however, said “the new management has resumed the loan-to-value
[LTV] ratio of 90 per cent to buyers in March”. Out of 86 buyers who
applied for the LTV ratio of 90 per cent, 76 won approval from the
designated finance companies, according to the company.
“But
some of the approved applicants did not complete the home-loan
agreements, leading them to be unable to complete the transactions in
accordance with the schedule,” Twin City said.
(South China Morning Post)
核心區甲廈租務有所改善，消息指，中環渣打銀行大廈全層，以每平方呎約85元租出。
市場消息指，中環渣打銀行大廈中層全層，面積約7,536平方呎，成交呎租約85元，屬市價水平。據了解，該廈大租戶仍為渣打銀行，而較早前該銀行決定放棄承租部分樓面。
銅鑼灣世貿中心 呎租約57
另消息稱，銅鑼灣世貿中心中高層02至03室，面積約3,600平方呎，以每平方呎約57元租出。
商廈買賣方面，尖沙咀星光行中層04室，面積約920平方呎，以約1,490萬元成交，呎價約1.62萬元。
工廈成交上，有代理表示，荃灣美環街1至6號時貿中心23樓07室，面積約651平方呎，單位以交吉形式出售，成交價約386萬元，平均呎價約5,929元。馬氏指，上述單位原於今年4月以約382萬元售出後，惟有關交易最終撻訂告終；業主隨即重推，並於短短數月即獲承接，是次成交價較撻訂價微升約4萬元，新買家為投資者。
(經濟日報)
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更多星光行寫字樓出售樓盤資訊請參閱：星光行寫字樓出售
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星光行中層每呎1.62萬沽
甲級商廈有價有市，備受實力買家追捧。尖沙嘴星光行中層海景優質戶，以約1490萬售出，呎價約1.62萬，屬市價水平，物業於18年間升值約2.78倍。
呎價1.62萬屬市價水平
市場消息指出，尖沙嘴星光行中層4室，建築面積920方呎，以約1490.4萬售出，平均呎價1.62萬。地產代理指出，上址屬該廈海景優質戶，成交價屬貼市價水平，原業主於2004年以約393.76萬購入，持貨18年帳面獲利約1096.24萬，物業期間升值約2.78倍。
據代理行資料顯示，星光行近期頻錄買賣，其中8樓9室，建築面積878方呎，上月以1380萬售出，呎價約15718元；另一宗成交為7樓20室，建築面積878方呎，今年5月以1229萬售出，呎價約1.4萬。
此外，同區寶勒商業大廈亦錄成交，消息指該廈中層單位，建築面積約1800方呎，以約1764萬售出，呎價約9800元。
寶勒商廈呎價9800元
另一方面，有代理表示，荃灣美環街1至6號時貿中心23樓7室，建築面積約651方呎，以交吉形式售出，作價約386萬，呎價約5929元，買家為投資者，購入作長綫收租用途，料租金回報率逾4厘。馬氏指，上述單位原於今年4月以約382萬售出，惟買家最終撻訂，業主隨即重推，並於短短數月獲承接，是次成交價較之前交易微升約4萬。
(星島日報)
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上半年50大甲廈錄39宗買賣
受疫情等因素打擊，上半年甲廈市場備受壓力。有代理行指出，上半年50大甲廈僅錄39宗買賣，按年急挫6成。該行預期，現時甲廈市場已見底，料下半年租售價可回升，整體幅度近5%內。
該行昨日發表商廈市場報告指出，上半年甲廈租金累跌3%，甲廈售價累跌1.7%。50大甲廈成交量按年挫六成，上半年僅錄得39宗買賣。
代理行: 成交量急挫6成
雖然6月份甲廈售價按月回升3.2%，但上半年仍累跌1.7%，當中灣仔區甲廈的售價跌幅最大，今年來累跌20.6%，最新平均呎價23114元。上月最矚目的買賣成交，為佳源以約1.13億售出中環皇后大道中9號中層單位，建築面積3290方呎，呎價約34346元，低市價約15%。
6月甲廈售價回升3.2%
該行代理表示，上半年受第五波疫情影響，企業對擴充業務持觀望態度，對商廈需求較弱，大手租務多屬搬遷個案。今年上半年最大手的租務成交個案，為中資中信銀行 (國際) 進行同區搬遷，租用太古地產旗下新落成的太古坊二座共6層樓面，總面積逾13萬方呎，呎租約50元。
該代理指出，甲廈租金經歷兩年多的調整，相信已經見底，預料下半年會輕微回升，今年全年整體甲廈售價及租金升幅在5%以內。
(星島日報)
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西貢全幢商場銀主盤5億易手 附設387個停車位 料新買家購入後改裝
民生區零售物業於疫市下備受追捧，市場消息透露，西貢翠塘路全幢商場銀主盤，以約5億易手，該商場附設387個停車位，物業19年間升值約2.3倍。業內人士指出，預期買家購入後會改裝及翻新。
市場消息指出，西貢翠塘路1A號CENTRO，為一幢商場及停車場，屬銀主盤，地盤面積34047方呎，項目樓高10層，總樓面約266562方呎，鋪位樓面佔56504方呎，停車位387個，以約5億易手，按鋪位面積計，成交呎價約8848元。
現租客為超市及保齡球場
地產代理指出，上述物業早前以招標形式放售，叫價約6.5億，惟受疫情等因素影響，市場反應一般，最終成交價較叫價低約1.5億，幅度約23%。
上述物業現時分別由連鎖超市及保齡球場承租，上手業主為外資企業，早於2003年以約1.5億購入，惟於近年向多家財務公司承造按揭，最終因資不抵債而淪為銀主盤。
資料顯示，該項目早於2018年曾向城規會申請，將物業8樓及9樓的停車場臨時改作「商店及服務行業」用途，涉及樓面約4.8萬方呎，惟於2019年中被城規會否決。
有代理稱，上述物業位置較偏遠，周邊人流量不算太高，雖然項目附設387個停車位，惟日後拆售機會不大，料買家購入後，需改裝及翻新。
區內連錄大手鋪位成交
事實上，近期西貢區內頻錄大手鋪位成交，資料顯示，西貢萬年街85號地鋪連閣樓，早前以暗盤形式放售，總建築樓面約1500方呎，最新以3200萬售出，呎價約2.13萬。
買家為全記海鮮酒家東主吳金福及相關人士，該鋪亦是全記海鮮酒家現址，意味該酒家轉租為買，購入該鋪位作自用用途。上述鋪位現時月租約4.7萬，以此計算，回報約1.76厘。原業主屬長情業主，早於1976年購入，持貨46年料獲利可觀。
另外，區內近期另一較矚目買賣為西貢市場街地下38至40號鋪位，建築面積約900方呎，另閣樓面積約450方呎，於今年3月以約2250萬售出，呎價約2.5萬。
買家為外號西貢鋪王的資深投資者羅茂祥。據悉，上址原業主於2012年及2013年分別以1100萬及1050萬購入，涉資2150萬，持貨十年帳面獲利約100萬，惟扣除代理佣金及印花稅等開支，料平手離場。
(星島日報)
